Staking locks that inflate spendable totals
Earn products and locked stakes still look like balances. Your portfolio ledger should say whether they can move.
Field notes
Field notes
Practical notes on importing exchange balances, reading wallet mismatches, and keeping a portfolio ledger honest.
Pending withdrawals and the honest open item
A transfer that has left the exchange but not settled on-chain is not a rounding error — it is an open item with a clock.
Labeling cold wallets beside exchange accounts
Cold storage belongs on the portfolio ledger — but not as if it were a withdrawable exchange balance.
Why exchange CSVs disagree on the same wallet balance
Export timestamps, fee rows, and internal transfers quietly split what should be one number across three files.